Bankruptcy
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Chapter 7 vs Chapter 13 Bankruptcy: Understand the Differences
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This article is for informational purposes only, and should not be construed as legal advice. For legal advice, please consider a free bankruptcy attorney consultation. I often hear from people who are curious about the differences between Chapter 7 bankruptcy…
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How Bankruptcy Works: 5 Things You Need to Know
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You…
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Bankruptcy Homestead Exemptions by State in 2025
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One of the biggest worries people have when filing bankruptcy is the fear of losing their home. Thankfully, bankruptcy homestead exemption is designed to help protect your home in many cases. This concern mainly applies to a Chapter 7 bankruptcy….
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Chapter 13 Bankruptcy: 9 Things You Need to Know
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You may…
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Should I File Bankruptcy Quiz
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. When you’re…
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Can You File Chapter 7 Before 8 Years? Understand Your Options
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You…
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Renting During and After Bankruptcy: 3 Things You Need to Know
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The purpose of this article is to help you know how renting and bankruptcy work and provide a free video resource for my coworker’s entire bankruptcy and renting experience. Renting during and after bankruptcy is a valid concern. You need…
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Chapter 13 Ruined My Life: 3 Ways To Avoid It
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While I have not heard “Chapter 13 ruined my life” recently, I have spoken with many people over the years who filed Chapter 13 bankruptcy and didn’t love the experience. Chapter 13 bankruptcy gives you a flexible debt repayment plan…
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Personal Loans While In Chapter 13
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Filing a Chapter 13 bankruptcy case can help you resolve your debt problem through a reorganization. The Bankruptcy Code provides a legal remedy for individuals who cannot afford to repay their debts. The Chapter 13 repayment plan can: Reduce the…
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341 Meeting Horror Stories – What to Avoid at a Bankruptcy Hearing
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Attending a…
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Chapter 13 Dismissal Refund and Your Options
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A Chapter 13 dismissal can trigger collection calls and debt collectors contacting you again. Since dismissal appears on your public record, it’s important to carefully consider your options, including any potential refunds. Taking the time to understand these factors will…
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Pros and Cons of Voluntary Chapter 13 Bankruptcy Dismissal
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Considering dismissing…
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Does Chapter 13 Bankruptcy Stop Evictions?
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Yes, filing…
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How Does Extra Income Work in a Chapter 13 Bankruptcy?
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Your…
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Do Bankruptcy Attorneys Take Payment Plans? 5 Things You Need to Know
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Yes, many attorneys do offer flexible payment options for Chapter 7 bankruptcy, and with Chapter 13, the payment plan is built right into the process. Typically, attorneys might require an upfront payment and then allow you to pay the rest…
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7 Cheapest Ways to File Bankruptcy
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. I have…
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How Much Do You Have To Be in Debt To File Chapter 7? 5 Things To Know
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There is no minimum debt amount that you have to be in to file Chapter 7 bankruptcy, but there are some things you may consider before filing. Many people wonder if they have enough debt to file for bankruptcy. Is…
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What Happens After the 341 Meeting of Creditors?
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Each person who files for bankruptcy relief in Chapter 7 or Chapter 13 must attend a 341 Meeting of Creditors. The Meeting of Creditors is held 20 to 45 days after filing your bankruptcy petition. The meeting is conducted by…
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Can I Skip A Chapter 13 Payment? 5 Options To Know
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. No, you…
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Do Bankruptcy Attorneys Accept Metlife/Hyatt Legal Plans?
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You are looking into filing bankruptcy and want to know if your Metlife / Hyatt legal plan can be used to cover the attorney fee. Some attorneys may take this plan, but it may be important to ask them specifically….
Reviews
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5.0 stars from 313 reviews
Important Further Reading
Chapter 7 Means Test Calculator
Income Limit to Qualify for Bankruptcy
How much does a lawyer charge for Chapter 7?
How long is bankruptcy on your credit report?
Can you rent an apartment while in Chapter 7?
Will I lose my house or car when filing bankruptcy?
Chapter 7 vs Chapter 13 Bankruptcy
How To buy A Car After Bankruptcy Discharge
Can you purchase a house after Chapter 7?
Banks that Work With Bankruptcies For Auto Loans
Cheapest Way to File Bankruptcy
Do You Need a Bankruptcy Attorney to File Bankruptcy?
How to Get a Free Bankruptcy Attorney Consultation
Does the VA Help with bankruptcies?
Do Bankruptcy Attorneys Take Payment Plans?
Do Bankruptcy Attorneys Take Credit Cards?
Free Should I File Bankruptcy Quiz
How Much Cash Can You Keep in Bankruptcy?
How to Pass Chapter 7 Means Test?
How is Household Size Determine for Means Test?
How Much Debt Do You Need to File Bankruptcy?
Chapter 13 Payment Repayment Plan
Chapter 13 Horror Stories to Avoid
Can you File Chapter 13 For Free?
Installment Loans While in Chapter 13
Are Bankruptcies in the Local Newspaper?
Can You File Chapter 7 Before 8 years?
Testimonials
Synthia DuBose
08/21/2023
My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.
I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.
Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!