Bankruptcy
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Chapter 7 vs Chapter 13 Bankruptcy: Understand the Differences
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This article is for informational purposes only, and should not be construed as legal advice. For legal advice, please consider a free bankruptcy attorney consultation. I often hear from people who are curious about the differences between Chapter 7 bankruptcy…
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How Bankruptcy Works: 5 Things You Need to Know
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You…
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Bankruptcy Homestead Exemptions by State in 2024
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One of the biggest worries people have when filing bankruptcy is the fear of losing their home. Thankfully, bankruptcy homestead exemption is designed to help protect your home in many cases. This concern mainly applies to a Chapter 7 bankruptcy….
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Chapter 13 Bankruptcy: 9 Things You Need to Know
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You may…
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Should I File Bankruptcy Quiz
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. When you’re…
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Can You File Chapter 7 Before 8 Years? Understand Your Options
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You…
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Renting During and After Bankruptcy: 3 Things You Need to Know
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The purpose of this article is to help you know how renting and bankruptcy work and provide a free video resource for my coworker’s entire bankruptcy and renting experience. Renting during and after bankruptcy is a valid concern. You need…
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Chapter 13 Bankruptcy Horror Stories and How to Avoid Falling Victim
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If you’re struggling with financial issues, filing for bankruptcy can offer relief by halting debt collection, stopping lawsuits, and ending wage garnishments. Plus, if your case results in dismissal, it could even erase your debt. Chapter 13 bankruptcy gives you…
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Personal Loans While In Chapter 13
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Filing a Chapter 13 bankruptcy case can help you resolve your debt problem through a reorganization. The Bankruptcy Code provides a legal remedy for individuals who cannot afford to repay their debts. The Chapter 13 repayment plan can: Reduce the…
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341 Meeting Horror Stories – What to Avoid at a Bankruptcy Hearing
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Attending a…
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Chapter 13 Dismissal Refund and Your Options
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A Chapter 13 dismissal can trigger collection calls and debt collectors contacting you again. Since dismissal appears on your public record, it’s important to carefully consider your options, including any potential refunds. Taking the time to understand these factors will…
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Pros and Cons of Voluntary Chapter 13 Bankruptcy Dismissal
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Considering dismissing…
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Does Chapter 13 Bankruptcy Stop Evictions?
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Yes, filing…
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How Does Extra Income Work in a Chapter 13 Bankruptcy?
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Your…
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Do Bankruptcy Attorneys Take Payment Plans? 5 Things You Need to Know
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Yes, many attorneys do offer flexible payment options for Chapter 7 bankruptcy, and with Chapter 13, the payment plan is built right into the process. Typically, attorneys might require an upfront payment and then allow you to pay the rest…
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7 Cheapest Ways to File Bankruptcy
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Many people…
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How Much Do You Have To Be in Debt To File Chapter 7? 5 Things To Know
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There is no minimum debt amount that you have to be in to file Chapter 7 bankruptcy, but there are some things you may consider before filing. Many people wonder if they have enough debt to file for bankruptcy. Is…
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What Happens After the 341 Meeting of Creditors?
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Each person who files for bankruptcy relief in Chapter 7 or Chapter 13 must attend a 341 Meeting of Creditors. The Meeting of Creditors is held 20 to 45 days after filing your bankruptcy petition. The meeting is conducted by…
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Can I Skip A Chapter 13 Payment? 5 Options To Know
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This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. No, you…
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Do Bankruptcy Attorneys Accept Metlife/Hyatt Legal Plans?
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You are looking into filing bankruptcy and want to know if your Metlife / Hyatt legal plan can be used to cover the attorney fee. Some attorneys may take this plan, but it may be important to ask them specifically….
Reviews
★★★★★
5.0 stars from 280+ reviews
Synthia DuBose
08/21/2023
My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.
I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.
Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!
Dahveed Krisna
07/26/2022
Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend’s bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend’s calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I’m on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me… THANKS Ben, Jeffrey and Ascend!!
JorJor Binks
02/09/2024
These guys are truly a beacon for those of us with too much debt. From the start where I found Ben on the YouTube channel Ascend I have been treated as a real person by real people. Even getting a personal call helping me figure things out. I went through one of the lawyers recommended by Ascend and as of January 2nd I am debt discharged, and already have a great credit card from Mission Lane for $2000. Things are getting back into place and my life feels so much less stressful due to the weight of debt being off my shoulders.
PLEASE give these guys a call if you are even considering any sort of debt relief be it bankruptcy, consolidation, or whatever other types of debt relief are out there. I can’t thank the Ascend team enough. (I was not paid to post this, or told to do this. I am genuinely so thankful to have the help when I needed it most♥️)
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