Bankruptcy
-
Married and Filing Bankruptcy Separately: Do You Need Your Spouse’s Information?
.
There are several issues to address when a person is married and filing bankruptcy separately. But, first, let’s respond to the above question. Yes, you will need your spouse’s information if you file for bankruptcy relief. Let’s look at why…
-
Is Child Support Considered Income in Bankruptcy Means Test?
.
Most sources of income must be included in the bankruptcy means test, including child support payments. The Bankruptcy Means Test applies in Chapter 7 and Chapter 13 bankruptcy cases. However, the means test has different purposes in each chapter. The…
-
How To File For Bankruptcy Without A Lawyer (For 2024 and 2025 filers)
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. The…
-
How to Boost Credit Scores While in Chapter 13 Bankruptcy
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Filing…
-
How Much Does A Lawyer Charge for Chapter 13? See the Breakdown For Your State
.
One of the common questions our staff receives is how much Chapter 13 bankruptcy attorneys charge for filing Chapter 13. The cost to file bankruptcy can seem overwhelming. However, filing bankruptcy can be much less costly than settling debts or…
-
Can You File Bankruptcy While Unemployed With No Job? Understand the process
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Yes, you…
-
Can I Pay Off My Chapter 13 Early? 2 Things You Need to Know
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. In…
-
Bankruptcy Fraud Cases Uncovered by the Internal Revenue Service
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Bankruptcy…
-
Are you Committing Bankruptcy Fraud? 5 Things To Know With Examples
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. The…
-
Are Disability Benefits and Social Security Income Exempt From Bankruptcy Means Test?
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. The Chapter…
-
Understanding How an Authorized User or Joint Holder Affects a Bankruptcy
.
When filing bankruptcy, a common concern is how bankruptcy affects joint holders and authorized users of credit accounts. Many people have joint accounts with their spouses. Because most couples file joint bankruptcy cases, the concern about a joint holder or…
-
Understand How Taxes Are Handled in Chapter 13 Bankruptcy
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Bankruptcy…
-
Does A Bankruptcy Get Published in the Newspaper?
.
One of the most common questions about bankruptcy is, “Do bankruptcies get filed in the newspaper?” or “Who will find out that I filed for bankruptcy relief?” Individuals may be worried that their names will be printed in the newspaper…
-
Chapter 7 Bankruptcy Income Taxes: 4 Things to Know
.
A common question many people have about filing Chapter 7 bankruptcy regards taxes. Will Chapter 7 erase my tax debt? Is Chapter 7 discharged debt taxable as income on tax returns? Will the Chapter 7 Trustee tax my tax refunds?…
-
Chapter 11 Subchapter 5 vs Chapter 13 Bankruptcy
.
Chapter 13 and Chapter 11 Bankruptcy cases allow debtors to reorganize their debts. By reorganizing debts through a bankruptcy case, debtors and creditors receive certain protections. The process after a financial crisis is to help debtors get back on their…
-
Chapter 11 Reorganization Plan Example: 5 Things to Know
.
Businesses and individuals whose debts exceed the Chapter 13 debt limits file for reorganization under Chapter 11. Individuals with very high income and substantial or complex assets may find Chapter 11 offers more flexibility and benefits than a Chapter 13…
-
What Is Considered Income For the Bankruptcy Means Test?
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Trying to…
-
How is Household Size Determined for the Bankruptcy Means Test?
.
Your household size could determine whether you qualify for Chapter 7 bankruptcy. For some people, it is easy to determine household size. However, what is your household size when you live with extended family members, roommates, or other people? In…
-
Can I File For Bankruptcy Without My Spouse – 8 Things to Know
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. A bankruptcy…
-
Does the Bankruptcy Means Test Use Gross or Net Income?
.
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. The bankruptcy…
Reviews
★★★★★
5.0 stars from 313 reviews
Important Further Reading
Chapter 7 Means Test Calculator
Income Limit to Qualify for Bankruptcy
How much does a lawyer charge for Chapter 7?
How long is bankruptcy on your credit report?
Can you rent an apartment while in Chapter 7?
Will I lose my house or car when filing bankruptcy?
Chapter 7 vs Chapter 13 Bankruptcy
How To buy A Car After Bankruptcy Discharge
Can you purchase a house after Chapter 7?
Banks that Work With Bankruptcies For Auto Loans
Cheapest Way to File Bankruptcy
Do You Need a Bankruptcy Attorney to File Bankruptcy?
How to Get a Free Bankruptcy Attorney Consultation
Does the VA Help with bankruptcies?
Do Bankruptcy Attorneys Take Payment Plans?
Do Bankruptcy Attorneys Take Credit Cards?
Free Should I File Bankruptcy Quiz
How Much Cash Can You Keep in Bankruptcy?
How to Pass Chapter 7 Means Test?
How is Household Size Determine for Means Test?
How Much Debt Do You Need to File Bankruptcy?
Chapter 13 Payment Repayment Plan
Chapter 13 Horror Stories to Avoid
Can you File Chapter 13 For Free?
Installment Loans While in Chapter 13
Are Bankruptcies in the Local Newspaper?
Can You File Chapter 7 Before 8 years?
Testimonials
Synthia DuBose
08/21/2023
My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.
I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.
Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!