Bankruptcy

  • Passing The Means Test For Chapter 7 Bankruptcy

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   You…

  • Is Chapter 13 Bankruptcy Worth It?

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You may…

  • 341 Meeting of Creditors: 10 Things You Need to Know

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. The 341…

  • What Do You Lose When You File Bankruptcy: 5 Things to Consider

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Many people…

  • Can You Include Payday Loans In Bankruptcy?

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   Everyone…

  • Keeping Your House in Bankruptcy: 5 Things You Need to Know

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    Filing bankruptcy and keeping a house is a common concern for many individuals. For example, many people ask, “Can a bankruptcy trustee sell your home?” We will cover that and more in this comprehensive article. They assume they must give…

  • How Do Preferencial Payments Work in Bankruptcy?

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    When you file for bankruptcy relief, you hear many terms that might not be familiar, or the terms might have meanings you did not expect. One of those terms is “preference payments.” What Are Preference Payments? A preference or preferential…

  • Buy a Car After Bankruptcy: How Long After Bankruptcy Can I Buy A Car?

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    The Bankruptcy Code does set a time limit on when you can buy a car after bankruptcy. You could go to a car dealer or personal seller the day your bankruptcy case closes to purchase a vehicle. However, you want…

  • How To Keep Your Car After Filing Bankruptcy

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    You may be wondering whether you can keep your vehicle when filing bankruptcy. The short answer is “Yes” – in almost every situation it is possible to keep possession of one or more of the vehicles you are currently driving. …

  • Filing Bankruptcy on Credit Cards: 4 Things to Know

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    You may have credit card debt and wondering whether you can eliminate the credit card debt in bankruptcy. The purpose of this article is to explain how bankruptcy discharge works for credit cards and provide alternate options. Can You File…

  • Chapter 11 vs Chapter 13 Bankruptcy – What is the Difference and Which is Best to File?

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    Chapter 11 vs Chapter 13 – Both chapters of bankruptcy provide debt relief for individuals and self-employed debtors. Both chapters allow individuals to reorganize their debts into a manageable bankruptcy plan. However, these bankruptcy chapters are very different. Most individuals…

  • What is Bankruptcy Discharge? 3 Things to Know About a Successful Bankruptcy

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    Bankruptcy discharge means that your debt has been forgiven. Bankruptcy dismissal means that your debt may not have been forgiven. It means that the bankruptcy was not successful. The goal of bankruptcy is bankruptcy discharge. A person filing for bankruptcy…

  • How to Find An Affordable Bankruptcy Lawyer

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You experienced…

  • Pros and Cons of Filing Bankruptcy: 10 Things to Consider

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You may…

  • How Much Does It Cost to File Bankruptcy? 3 Things to Know

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    The cost to file bankruptcy is $338 for a Chapter 7 bankruptcy and $313 for a Chapter 13 bankruptcy for bankruptcy filings in 2024, but the answer becomes more nuanced and confusing if you decide to file with a bankruptcy…

  • Chapter 7 vs Chapter 13 Bankruptcy: Understand the Differences

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    This article is for informational purposes only, and should not be construed as legal advice. For legal advice, please consider a free bankruptcy attorney consultation. I often hear from people who are curious about the differences between Chapter 7 bankruptcy…

  • How Bankruptcy Works: 5 Things You Need to Know

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   You…

  • Bankruptcy Homestead Exemptions by State in 2024

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    One of the biggest worries people have when filing bankruptcy is the fear of losing their home. Thankfully, bankruptcy homestead exemption is designed to help protect your home in many cases. This concern mainly applies to a Chapter 7 bankruptcy….

  • Chapter 13 Bankruptcy: 9 Things You Need to Know

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. You may…

  • Should I File Bankruptcy Quiz

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. When you’re…


Reviews

★★★★★

5.0 stars from 280+ reviews

Synthia DuBose

 08/21/2023

My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.

I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.

Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!

Dahveed Krisna

 07/26/2022

Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend’s bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend’s calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I’m on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me… THANKS Ben, Jeffrey and Ascend!!

JorJor Binks

 02/09/2024

These guys are truly a beacon for those of us with too much debt. From the start where I found Ben on the YouTube channel Ascend I have been treated as a real person by real people. Even getting a personal call helping me figure things out. I went through one of the lawyers recommended by Ascend and as of January 2nd I am debt discharged, and already have a great credit card from Mission Lane for $2000. Things are getting back into place and my life feels so much less stressful due to the weight of debt being off my shoulders.

PLEASE give these guys a call if you are even considering any sort of debt relief be it bankruptcy, consolidation, or whatever other types of debt relief are out there. I can’t thank the Ascend team enough. (I was not paid to post this, or told to do this. I am genuinely so thankful to have the help when I needed it most♥️)

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