Legal Notice

Last updated: 7/8/2024

We, the Operators of this Website, present it as a public service to our users.

Introduction

Please review the following fundamental rules governing your use of the Website. Note that using the Website means you unconditionally agree to follow and be bound by these Terms and Conditions. If you (the “User”) do not agree, please do not use the Website, submit any materials, or download any materials from it.

The Operators may update or change these Terms and Conditions at any time without prior notice. Using the Website after any changes signifies your unconditional agreement to follow and be bound by the revised Terms and Conditions. Therefore, we recommend reviewing these Terms and Conditions whenever you use the Website.

Scope of Terms

These Terms and Conditions apply solely to the use of this Website and do not extend to any third-party sites linked from it. These Terms and our Privacy Policy, which are incorporated by reference, constitute the entire agreement (the Agreement) between you and the Operators regarding the Website. All rights not expressly granted herein are reserved.

Permitted and Prohibited Uses

You may use the Website solely for sharing and exchanging ideas with other Users. You may not use the Website to violate any local, state, national, or international law, including, but not limited to, antitrust laws, securities laws, SEC regulations, any rules of securities exchanges, and U.S. laws governing export and re-export of commodities or technical data.

Uploading or transmitting any material that infringes any person’s intellectual property rights or breaches confidentiality obligations is prohibited. You may not upload viruses, worms, Trojan horses, or other harmful code, nor subject the Website’s network or servers to unreasonable traffic loads, or engage in disruptive conduct.

Posting any unlawful, offensive, or objectionable material is strictly forbidden. This includes material that is harmful, abusive, defamatory, vulgar, obscene, hateful, or otherwise violates any applicable law.

Using Users’ personal information for creating marketing lists or sending unsolicited marketing materials is expressly prohibited. Distributing such information to third parties for marketing purposes is also prohibited. The Operators will consider this a material breach of these Terms and may terminate or suspend your access without refund.

Unauthorized use of Users’ personal information may also violate anti-spam laws. The Operators reserve the right to report abuses to law enforcement and fully cooperate with any investigations.

Links to Third-Party Websites

The Website may contain links to third-party websites for user convenience. If you use these links, you will leave the Operator’s website. The Operators do not control these third-party websites and cannot guarantee their privacy practices or content. Use these websites with caution and review their privacy policies before submitting personal information.

User Submissions

The Operators do not seek confidential or proprietary information from you through the Website. Any material you transmit or post (“Contributions”) will be considered non-confidential. You agree that Ascend, Inc. may use the data provided to work with third parties to improve products and services.

All contributions to the site are licensed by you under the MIT License for anyone to use, including the Operators. Ensure you have permission from your employer before making contributions if you work for a company or university.

The Operators may send SMS and email communications about the Ascend program and special offers. You can opt out by emailing us at [email protected] or by clicking unsubscribe in emails or replying STOP to SMS messages.

Advertising Disclosure

Our partners may compensate us through advertising. Some partners pay referral fees when we send them new customers. If you click through and use their services, we may receive compensation. We vet partners based on customer experience, the number of ratings, and relevance to the product presented.

User Discussion Lists and Forums

The Operators may monitor user communications on the Website but are not obligated to. They hold no liability for the content of these communications. The Operators may edit or remove content at their discretion.

Analysis and Estimates

Analysis and estimates provided are for illustrative purposes only, based on assumptions and data you provided. They are not endorsed by our partners. Ascend is not a legal advisor. Use our website and services as supplementary to professional financial advice.

Use of Personally Identifiable Information

Information submitted to the Website is governed by the Operator’s current Privacy Policy. You agree to provide accurate, current, and complete information when registering. If information provided is false or outdated, the Operators may suspend or terminate your account.

Certain site features may require signing in as a guest or registering as a member. You are responsible for maintaining the confidentiality of your password and account and all activities under your account. Notify us immediately of unauthorized use. The Operators assume no responsibility for the information you submit.

Third-Party Services

The Operators do not control third-party content or services and are not liable for any related damages. Interactions and dealings with third parties are solely between you and them. Review all terms and conditions associated with third-party services.

Indemnification

You agree to defend, indemnify, and hold the Operators harmless from any claims, damages, costs, and expenses, including attorneys’ fees, arising from your use or misuse of the Website.

Termination

These Terms are effective until terminated by either party. Cease using the Website if you no longer agree to the Terms. The Operators may terminate or suspend your access if you violate any applicable law or these Terms.

Warranty Disclaimer

THE WEBSITE IS PROVIDED “AS IS” WITHOUT WARRANTIES. THE OPERATORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. USE OF THE WEBSITE IS AT YOUR SOLE RISK.

Liability Limitation

THE OPERATORS ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE WEBSITE. THE OPERATOR’S TOTAL LIABILITY WILL NOT EXCEED FIVE U.S. DOLLARS ($5.00).

General

The Website is hosted in the U.S. Access may not be legal in some countries. If you access the Website from outside the U.S., you do so at your own risk. Notices must be in writing and delivered as specified. Unenforceable provisions will be replaced with enforceable ones. Any action arising out of this Agreement must be brought in Delaware courts within one year of the claim.

Links to Other Materials

The Website may contain links to third-party sites. The Operators do not control these sites and are not responsible for their content. Accessing these sites is at your own risk.

Notification of Possible Copyright Infringement

If you believe material on the Website infringes your copyright, contact us at [email protected].

Credits

Uses sounds from Notification Sounds, available under a Creative Commons Attribution license.