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How Long After Chapter 7 Can I Get a Car Loan?
The Bankruptcy Code does not set a time limit for getting a car loan after Chapter 7. Once you receive your bankruptcy discharge and order closing your bankruptcy…
4 min read
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How Are Chapter 13 Payment Plans Calculated?
A Chapter 13 bankruptcy is a court-supervised reorganization plan for individuals and couples. Debtors pay monthly payments to a Chapter 13 trustee to pay their debts. The amount…
4 min read
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My Credit Score Went Up After Filing Chapter 7
If you file Chapter 7, it can significantly impact your credit score. However, filing for bankruptcy is not a death sentence for your credit rating. Some debtors report…
4 min read
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My Credit Score Rebuilding Experience After Chapter 7 Bankruptcy
This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves…
4 min read
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Banks That Work with Bankruptcies for Auto Loans
Some lenders will not extend credit to someone with a bankruptcy on their credit report. Other lenders set a specific length of time to consider a loan application…
4 min read
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Chapter 13 Success Story
This article is for informational purposes only. Ascend does not provide legal advice and is not an attorney. If you’d like to speak with a bankruptcy attorney that…
4 min read
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Testimonials

Synthia DuBose
08/21/2023
My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.
I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.
Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!