Bankruptcy

  • Converting A Chapter 13 To A Chapter 7: 9 Things to Know

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    Converting a Chapter 13 bankruptcy to a Chapter 7 bankruptcy is a common issue that we address. In fact, did you know that only 38.8% of Chapter 13 bankruptcies end in successful discharge? Why is this the case? Here are…

  • Understand 100% Chapter 13 Plan, Costs, And Alternatives

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. In a…

  • Can You Get a Payday Loan in Chapter 13 Bankruptcy?

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. It can…

  • 11 Bankruptcy Alternatives to Consider (New Option in 2024)

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    This article may have links that help support this site. In addition, this article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves…

  • Chapter 13 Debt Limits (Updated in 2023)

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   Many…

  • IRS Installment Agreement While in Chapter 13 Bankruptcy

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    Tax debt is one of the common reasons people file for bankruptcy relief under Chapter 13. Most income tax debts are non-dischargeable debts in bankruptcy. What does that mean for you? That means you cannot get rid of most income…

  • How Long Will Chapter 13 Bankruptcy Delay Foreclosure? 4 Things to Know

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   Chapter…

  • Can I File Chapter 7 Bankruptcy Early?

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   You…

  • How to Negotiate With Creditors After a Chapter 13 Bankruptcy Dismissal

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   Most…

  • How Does a Bankruptcy Trustee Determine the Value of Your Home?

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. The value…

  • What Happens If You Become Unemployed During a Chapter 13 Bankruptcy?

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    When you file a Chapter 13 bankruptcy case, you must have sufficient income to fund a Chapter 13 repayment plan, and unemployment can make things very difficult. Let’s get started. What happens if you lose your job during Chapter 13? …

  • Can You File Chapter 13 Bankruptcy For Free?

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    You may be wondering how to file a Chapter 13 bankruptcy for free. Chapter 13 bankruptcy cases help many individuals manage debt problems effectively and efficiently. With the help of the bankruptcy court, an individual can stop debt collection actions…

  • Can You Rent or Purchase A Home While in Chapter 13 Bankruptcy?

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   You…

  • Chapter 13 Bankruptcy Trustee: Estimate Your Payment

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   A…

  • How A Chapter 13 Bankruptcy Can Lower Your Car’s Interest Rate

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    This article is for informational purposes only. Ascend Bankruptcy does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation….

  • Chapter 13 Bankruptcy after Chapter 7 Bankruptcy

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    A Chapter 13 bankruptcy can provide debt relief similar to a Chapter 7 bankruptcy, but it’s important to understand how much you will have to pay monthly (as Chapter 13 is a 3 or 5 year payment plan) and the…

  • How To Get Authorization to Incur Debt in a Chapter 13 Bankruptcy

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation.   During…

  • How does Chapter 13 Bankruptcy Help Child Support Arrears?

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    There are many reasons why someone may need to file for Chapter 13 bankruptcy relief. Some individuals get behind on mortgage payments or car loan payments. Other individuals may owe substantial medical debts or tax debts. In some cases, an…

  • Chapter 7 Means Test Calculator

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    This article is for informational purposes only. Ascend does not provide legal advice, and are not attorneys. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Researching Chapter…

  • What Is The Income Limit For Filing Chapter 7 Bankruptcy in 2024?

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    This article is for informational purposes only. Ascend does not provide legal advice and is not an attorney. If you’d like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation….


Reviews

★★★★★

5.0 stars from 280+ reviews

Synthia DuBose

 08/21/2023

My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.

I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.

Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!

Dahveed Krisna

 07/26/2022

Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend’s bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend’s calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I’m on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me… THANKS Ben, Jeffrey and Ascend!!

JorJor Binks

 02/09/2024

These guys are truly a beacon for those of us with too much debt. From the start where I found Ben on the YouTube channel Ascend I have been treated as a real person by real people. Even getting a personal call helping me figure things out. I went through one of the lawyers recommended by Ascend and as of January 2nd I am debt discharged, and already have a great credit card from Mission Lane for $2000. Things are getting back into place and my life feels so much less stressful due to the weight of debt being off my shoulders.

PLEASE give these guys a call if you are even considering any sort of debt relief be it bankruptcy, consolidation, or whatever other types of debt relief are out there. I can’t thank the Ascend team enough. (I was not paid to post this, or told to do this. I am genuinely so thankful to have the help when I needed it most♥️)

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