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How Long After Chapter 7 Can I Get a Car Loan?
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The Bankruptcy Code does not set a time limit for getting a car loan after Chapter 7. Once you receive your bankruptcy discharge and order closing your bankruptcy case, you can manage your finances and property as you wish. Therefore,…
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How Are Chapter 13 Payment Plans Calculated?
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A Chapter 13 bankruptcy is a court-supervised reorganization plan for individuals and couples. Debtors pay monthly payments to a Chapter 13 trustee to pay their debts. The amount of the Chapter 13 payment depends on several factors. Key Factors for…
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Testimonials

Synthia DuBose
08/21/2023
My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.
I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.
Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!